Mobile operators in Finland
Finding the best mobile operator in Finland may feel complicated with all the different options available such as sim-only, pay-as-you-go, and monthly payment. When choosing the right plan, you must determine your phone usage and the plan that suits you best. Not sure how to start? Don’t fret; we have made this guide to help you choose between Sim-only, pay-as-you-go, and monthly recharge plans.

It can be difficult to understand the different contracts if you don’t speak Finnish. We have selected the best mobile operators in Finland for you with the use of the following criteria:

Overview of mobile providers in Finland
|
|
|
---|---|---|
![]() |
Telia typically has a broad network coverage across Finland, ensuring reliable mobile connectivity in various locations. This is particularly important for expats who may travel within the country or live in more remote areas. Telia often provides international roaming services, allowing you to use your mobile phone abroad without incurring exorbitant roaming charges. This can be beneficial if you frequently travel or need to stay connected with family and friends in your home country. |
|
![]() |
Consider if MOI offers flexible plan options, such as prepaid or postpaid plans, to suit your specific needs. Having the flexibility to choose a plan that aligns with your usage and preferences can be beneficial. Assess if MOI offers any additional services, such as data packages, discounts, or bundled services that may be relevant to your needs as an expat. These additional services can enhance your mobile experience and potentially provide cost savings. |
|
![]() |
DNA often offers competitive pricing for its mobile plans. This can be advantageous for expats who are looking for cost-effective options without compromising on quality or coverage. DNA usually provides customer support in multiple languages, including English. This can make it easier for expats who may not be fluent in Finnish to communicate their queries or concerns effectively and receive assistance when needed. |
|
What Is Sim Only Plan?
Regarding the best mobile operators in Finland, the Sim is one of the preferred options since it comes with just a Sim card. It is not like the mobile phone contract, where you will have to purchase the handset, data, texts, and minutes. It is the best option for individuals who don’t want to change their mobile phone and do not want to upgrade to the latest version. To use the Sim-only package, you must get the Sim from the mobile phone operator and insert it into your phone.
How Does Sim-Only Work?
In this plan, you must pay the monthly charge to acquire a fixed amount of calls, data, and texts. Some deals also work on the one-month rolling contract; in other words, you will have the freedom to cancel or change your contract after every 30 days. It is the best option if you don’t want a long-term commitment to the services.
Since you will not get the handset, this option is very budget-friendly. Most networks have plans that start as low as £5 a month; with this amount, you will get the appropriate amount of data and generally unlimited texts and minutes.
Most of the sim-only deals do not require a credit check. It is the best option for individuals with bad credit scores as they only have to pass the credit check to get the phone contract.
What Is Monthly Pay Contract?
The best mobile operator in Finland offers a monthly pay contract where you will get na new mobile with and a monthly minutes, data, and SMS. Compared to the pay-as-you-go plan, this plan offers significant data, texts, and calls. Moreover, most networks also give remarkable perks and rewards with the contract.
The monthly phone plan is the right choice if you cannot afford a new handset. It spreads the cost over the length of the contract, making it very easy to manage to pay off the monthly payment in installments.
Some mobile operators also separate the cost you are paying for the new handset and payment for the package; with this, the whole cost will fall after finishing the initial contract.
One drawback is that you will be locked into a contract that sometimes lasts for about a year or two or more. If you tend to buy phones more often than in general, this plan will mean you must pay extra to upgrade.
You will also have to pass the credit check since the best mobile operator in Helsinki wants to ensure you can pay off the handset.
What Is Pay-As-You-Go Plan?
With the pay-as-you-go plan, you only have to pay for the data, texts, and minutes you will use. There is no contract. Hence you will not have to recharge every month; you can top-up whenever you want to. Another great thing about this plan is that you will not have to go through any credit checks,
Some mobile operators in Finland also offer a generous amount of data, texts, and call time if you recharge a certain amount every month, allowing you to use your phone similarly to the contract.
The primary difference between this plan is that you will not get a handset. Rather, you will have to top-up your current phone with the credits you pay for.
Which Plan Is Cheaper?
Figuring out the cost-effectiveness of these deals is based on phone usage and whether you already have a device. If you don’t want to change the current phone, then the pay-as-you-go plan will be the best option. You will only have to recharge whenever the credit is low.
However, every minute, text, and data will cost more than the monthly or sim-only deals in Finland. If you are a phone freak and cannot go anywhere with your device, getting the pay-as-you-go deal is not the best.
Conclusion
Choosing the right plan and how much you use your phone in Finland is up to you. If you are an ex-pat having difficulty choosing the right plan, you can ask your colleagues or friends about the plan they use; it will narrow down the choices and help you make the right choice.